The driver's explanation violated the causality. Casualty relies on cause and effect. It states that a certain effect can not occur before a cause. The driver's car could not have been detectedin the area the driver claimed because the dent did not exist in the claimed area, which means the cause or the accident could not have occurred before or happened the way the driver explained it. A proper example of causality would be the accident the insurance company found that made a dent.
